CarolinasDentist Blog

What To Do When You No Longer Have Dental Insurance

Graphic illustration of woman worried about money at a dentist office because she has no dental insurance and man is holding a paper that says "payment plan."

Life often throws us unexpected curveballs. If you’ve recently lost your dental insurance, you might worry that you won’t be able to afford quality dental care. Luckily, many dental practitioners today offer alternatives to traditional insurance that can help uninsured patients maintain their oral health without breaking the bank. Read more to learn about what to do when you no longer have dental insurance.

Focus on Preventive Care

When the idea of having to pay out-of-pocket for a pricey dental emergency seems daunting, it’s even more important to take good care of your smile at home. Maintain your oral hygiene routine by brushing and flossing twice a day and eating a healthy diet to promote overall well-being. If you have a nightguard or athletic mouthguard, be sure to wear it as needed to protect your smile from wear and tear.

Talk to Your Dentist about Affordable Financing Options

Being upfront with your dentist about being uninsured helps us better understand your situation. Given this information, we can suggest alternative treatment options or other cost-effective solutions to your dental needs. Dental offices understand the financial challenges that many patients face. Ask your dentist if they accept CareCredit, Comprehensive Finance, or similar patient financing plans.

CarolinasDentist Membership Plan

At CarolinasDentist, we believe that quality dental care should be available even if you don’t have insurance. That’s why we offer an in-house dental discount plan. Free benefits include two annual comprehensive exams, x-rays as needed, two cleanings per year, a fluoride treatment, and one emergency exam. The plan also gets you a 15% discount off all restorative procedures. Enroll today to access these benefits immediately! If you have any questions about the CarolinasDentist Membership Plan or patient financing options, just give us a call and our team will be happy to help.

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Image from Authority Dental under CC 2.0

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Andrew Callender

Andrew Callender

Regional Director of Operations

Andrew Callender was born and raised in Denver, Colorado, and serves as one of our Regional Directors of Operations at CarolinasDentist, focusing on our Western NC and Charlotte regions. He joined the leadership team in 2025 and earned his degree from Western Colorado University. Andrew brings over 12 years of experience in dentistry, including more than 10 years of progressive leadership in healthcare operations and three years serving as a Regional Director of Operations. He relocated to North Carolina in 2023 and has quickly made an impact across the region.

Andrew is passionate about delivering outstanding patient care through operational excellence. He is committed to fostering an environment that aligns with CarolinasDentist’s values and culture while leveraging diverse perspectives and experiences to support team success and growth. His leadership style is rooted in collaboration, consistency, and continuous improvement.

Outside of work, Andrew enjoys spending time with his wife and their four children. He’s an avid golfer and also enjoys walking his lab, Harper—making the most of his time outdoors with family and fresh air.

Nate Bunyak

Nate Bunyak

Regional Director of Operations

Nate Bunyak brings a little bit of Pittsburgh grit and a whole lot of energy to everything he does. He is one of the Regional Director of Operations at CarolinasDentist focusing on our Triangle region, joining the team in 2026. Originally from Pittsburgh, PA, Nate graduated from Indiana University of Pennsylvania (IUP) with a degree in Marketing and Management—and has been putting both to work ever since. Three years ago, he traded in steel city winters for North Carolina sunshine—and hasn’t looked back.

When he’s not working, Nate is all about family life with his wife, Melissa, and their three kids—Bryce, Molly, and Connor. Whether cheering on their activities, exploring the outdoors, or simply embracing the joyful chaos of a busy household, he makes the most of every moment with his family.

An avid hiker and nature enthusiast, Nate loves adventures that combine fresh air, beautiful views, and lasting memories. That same adventurous, positive spirit carries into his work—he’s driven, all-in, and always ready to take on what’s next.

Jenna Holland

Jenna Holland

Regional Hygiene Director

Jenna Holland is a Fayetteville native and serves as Regional Hygiene Director, joining the leadership team in 2026. She began her career with CarolinasDentist in June 2016 as a dental hygienist in the Fayetteville office after graduating from Fayetteville Technical Community College. Over the years, she has grown within the organization, building strong relationships with both patients and team members while staying rooted in her passion for patient care.

Jenna is deeply committed to promoting overall well-being through oral health and believes in the powerful connection between a healthy smile and a healthy body. In her leadership role, she especially loves mentoring and coaching hygienists, helping them grow in confidence, strengthen their clinical skills, and develop into exceptional providers. She takes pride in supporting her team and fostering an environment of continuous learning and encouragement.

Her best advice for patients is simple: stay consistent with routine check-ups and cleanings to maintain optimal health. Outside of the office, Jenna enjoys traveling—especially to warm, tropical destinations—and is engaged to her high school sweetheart, adding a personal touch to her passion for caring for others.

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