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Dental Financing Options: Do You Really Need Dental Insurance?

dental insurance, in-house membership plan, CarolinasDentist

Good oral health is not just about a beautiful smile. It’s also about healthy overall well-being. Though brushing and flossing can keep your smile healthy, regular dental care is crucial for preventing oral diseases, maintaining proper dental hygiene, and detecting potential issues early on. Regular dental care is one of the many perks of dental insurance. However, did you know CarolinasDentist offers other dental financing options?

Dental Insurance: Preventing The Cost of Neglect

It’s no doubt that the cost of dental care can be a concern for many. Dental treatments, from routine check-ups to more extensive procedures, can add up. Neglecting dental care due to financial constraints can lead to more significant problems, and dental insurance, which tends to cover preventive visits and a portion of other treatments, prevents that as much as possible!

Alternatives to Dental Insurance

Even if you don’t have dental insurance, you shouldn’t be discouraged from getting professional dental care. At CarolinasDentist, we have several financial alternatives, to help you get the care you need. Rest assured, financial options are available to ensure you can receive the treatment you need.

    In-House Membership Plans

    We offer an in-house membership plan, providing affordable access to essential dental services. Our CarolinasDentist membership plan includes preventive care and discounts on additional treatments, making quality dental care more accessible without traditional insurance. Learn more about our dental discount plan.

    Dental Specials

    We’re always excited when a new patient schedules an appointment. If you’re a new patient, we offer a new patient special, making dental care more affordable.

    Financing Options

    CarolinasDentist has several payment options available, including CareCredit™ and Comprehensive Finance™. Whether you want to finance your care with a healthcare credit card or pay with an HSA, we’re happy to talk you through the process.

Contact Your Nearest CarolinasDentist

While dental insurance offers a safety net, it’s not the only option for securing quality dental care. Explore alternative financial solutions and prioritize preventive care to ensure a healthy and radiant smile, even if you don’t have traditional dental insurance. Feel better knowing about your dental financing options? Contact us today to schedule an appointment at a CarolinasDentist location near you!

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Andrew Callender

Andrew Callender

Regional Director of Operations

Andrew Callender was born and raised in Denver, Colorado, and serves as one of our Regional Directors of Operations at CarolinasDentist, focusing on our Western NC and Charlotte regions. He joined the leadership team in 2025 and earned his degree from Western Colorado University. Andrew brings over 12 years of experience in dentistry, including more than 10 years of progressive leadership in healthcare operations and three years serving as a Regional Director of Operations. He relocated to North Carolina in 2023 and has quickly made an impact across the region.

Andrew is passionate about delivering outstanding patient care through operational excellence. He is committed to fostering an environment that aligns with CarolinasDentist’s values and culture while leveraging diverse perspectives and experiences to support team success and growth. His leadership style is rooted in collaboration, consistency, and continuous improvement.

Outside of work, Andrew enjoys spending time with his wife and their four children. He’s an avid golfer and also enjoys walking his lab, Harper—making the most of his time outdoors with family and fresh air.

Nate Bunyak

Nate Bunyak

Regional Director of Operations

Nate Bunyak brings a little bit of Pittsburgh grit and a whole lot of energy to everything he does. He is one of the Regional Director of Operations at CarolinasDentist focusing on our Triangle region, joining the team in 2026. Originally from Pittsburgh, PA, Nate graduated from Indiana University of Pennsylvania (IUP) with a degree in Marketing and Management—and has been putting both to work ever since. Three years ago, he traded in steel city winters for North Carolina sunshine—and hasn’t looked back.

When he’s not working, Nate is all about family life with his wife, Melissa, and their three kids—Bryce, Molly, and Connor. Whether cheering on their activities, exploring the outdoors, or simply embracing the joyful chaos of a busy household, he makes the most of every moment with his family.

An avid hiker and nature enthusiast, Nate loves adventures that combine fresh air, beautiful views, and lasting memories. That same adventurous, positive spirit carries into his work—he’s driven, all-in, and always ready to take on what’s next.

Jenna Holland

Jenna Holland

Regional Hygiene Director

Jenna Holland is a Fayetteville native and serves as Regional Hygiene Director, joining the leadership team in 2026. She began her career with CarolinasDentist in June 2016 as a dental hygienist in the Fayetteville office after graduating from Fayetteville Technical Community College. Over the years, she has grown within the organization, building strong relationships with both patients and team members while staying rooted in her passion for patient care.

Jenna is deeply committed to promoting overall well-being through oral health and believes in the powerful connection between a healthy smile and a healthy body. In her leadership role, she especially loves mentoring and coaching hygienists, helping them grow in confidence, strengthen their clinical skills, and develop into exceptional providers. She takes pride in supporting her team and fostering an environment of continuous learning and encouragement.

Her best advice for patients is simple: stay consistent with routine check-ups and cleanings to maintain optimal health. Outside of the office, Jenna enjoys traveling—especially to warm, tropical destinations—and is engaged to her high school sweetheart, adding a personal touch to her passion for caring for others.

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