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Can You Use FSA/HSA Funds at the Dentist?

A large white tooth next to stacks of coins

Do you have a FSA or an HSA? If so, you can use your benefits towards services at CarolinasDentist!

What Are FSAs/HSAs?

FSAs (flexible savings accounts) and HSAs (health savings accounts) are pre-tax accounts that can be used towards healthcare-related expenses, like co-pays, bills, and reimbursement of eligible products.

An FSA is only available as part of an employer-sponsored benefit package. It acts similarly to a line of credit, so you can spend a certain amount on medical expenses as long as you’re on track to contribute that amount from your paycheck by the end of the year. You may need to use all of the funds by the end of the year or some funds may be allowed to carryover to the next year; it depends on your employer’s account terms.

You must have a high-deductible insurance plan to qualify for an HSA. The account, however, belongs to the individual and is not through your employer, though you can fund your HSA tax-free from your paycheck. While you can only spend what you have already contributed, the entirety of the funds can be carried over from year to year.

Ways to Pay for Your Treatment at CarolinasDentist

If you have a FSA or an HSA, you can use your funds to pay for your dental services at CarolinasDentist. Apart from FSAs/HSAs and dental insurance, CarolinasDentist accepts many other forms of payment, including CareCredit® and Comprehensive Finance. We also offer an in-house Dental Discount Plan as an alternative to traditional dental insurance.

Comprehensive Dental Care at CarolinasDentist

At CarolinasDentist, we offer a range of comprehensive services to suit the needs of the whole family, such as preventive cleanings and checkups, cosmetic treatments, restorative dentistry, and emergency care.

So if you haven’t used enough of your FSA/HSA funds this year, contact your nearest CarolinasDentist dental office to schedule an appointment!

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Andrew Callender

Andrew Callender

Regional Director of Operations

Andrew Callender was born and raised in Denver, Colorado, and serves as one of our Regional Directors of Operations at CarolinasDentist, focusing on our Western NC and Charlotte regions. He joined the leadership team in 2025 and earned his degree from Western Colorado University. Andrew brings over 12 years of experience in dentistry, including more than 10 years of progressive leadership in healthcare operations and three years serving as a Regional Director of Operations. He relocated to North Carolina in 2023 and has quickly made an impact across the region.

Andrew is passionate about delivering outstanding patient care through operational excellence. He is committed to fostering an environment that aligns with CarolinasDentist’s values and culture while leveraging diverse perspectives and experiences to support team success and growth. His leadership style is rooted in collaboration, consistency, and continuous improvement.

Outside of work, Andrew enjoys spending time with his wife and their four children. He’s an avid golfer and also enjoys walking his lab, Harper—making the most of his time outdoors with family and fresh air.

Nate Bunyak

Nate Bunyak

Regional Director of Operations

Nate Bunyak brings a little bit of Pittsburgh grit and a whole lot of energy to everything he does. He is one of the Regional Director of Operations at CarolinasDentist focusing on our Triangle region, joining the team in 2026. Originally from Pittsburgh, PA, Nate graduated from Indiana University of Pennsylvania (IUP) with a degree in Marketing and Management—and has been putting both to work ever since. Three years ago, he traded in steel city winters for North Carolina sunshine—and hasn’t looked back.

When he’s not working, Nate is all about family life with his wife, Melissa, and their three kids—Bryce, Molly, and Connor. Whether cheering on their activities, exploring the outdoors, or simply embracing the joyful chaos of a busy household, he makes the most of every moment with his family.

An avid hiker and nature enthusiast, Nate loves adventures that combine fresh air, beautiful views, and lasting memories. That same adventurous, positive spirit carries into his work—he’s driven, all-in, and always ready to take on what’s next.

Jenna Holland

Jenna Holland

Regional Hygiene Director

Jenna Holland is a Fayetteville native and serves as Regional Hygiene Director, joining the leadership team in 2026. She began her career with CarolinasDentist in June 2016 as a dental hygienist in the Fayetteville office after graduating from Fayetteville Technical Community College. Over the years, she has grown within the organization, building strong relationships with both patients and team members while staying rooted in her passion for patient care.

Jenna is deeply committed to promoting overall well-being through oral health and believes in the powerful connection between a healthy smile and a healthy body. In her leadership role, she especially loves mentoring and coaching hygienists, helping them grow in confidence, strengthen their clinical skills, and develop into exceptional providers. She takes pride in supporting her team and fostering an environment of continuous learning and encouragement.

Her best advice for patients is simple: stay consistent with routine check-ups and cleanings to maintain optimal health. Outside of the office, Jenna enjoys traveling—especially to warm, tropical destinations—and is engaged to her high school sweetheart, adding a personal touch to her passion for caring for others.