Flexible Payment Options That Make Quality Dental Care Affordable

Cost is one of the most common reasons people delay going to the dentist—even when they know treatment is needed. At CarolinasDentist, we aim to remove as many of those barriers as possible. Whether you’re insured, uninsured, or somewhere in between, we offer flexible payment options designed to make quality care more accessible—without added stress or financial surprises.

Yes, We Accept Insurance—And We Help You Use It

CarolinasDentist is in-network with a wide range of dental insurance providers, including Blue Cross Blue Shield, Cigna, Delta Dental, and MetLife. If your provider isn’t listed, give us a call—we’re happy to check.

Our team helps you understand your coverage, file claims, and keep track of your benefits. Just bring your current insurance card to your visit, and we’ll take it from there.

No Insurance? Our Membership Plan Offers Built-In Savings

However, for patients without insurance, our in-house membership plan is a smart alternative. It includes preventive care—exams, x-rays, cleanings, fluoride, and even emergency exams—plus a 15% discount on restorative procedures.

There are no annual limits, waiting periods, or deductibles. Once you enroll, your benefits begin immediately. It’s a straightforward way to keep dental care within reach, no matter your coverage status.

Financing Options Available Through CareCredit and Sunbit

Further, if you’re facing an unexpected procedure or planning a larger treatment, we offer third-party financing through CareCredit® and Sunbit. These flexible plans help break costs into manageable monthly payments, often with low or no interest, depending on the terms.

Sunbit approves most applicants and doesn’t charge late fees or penalties. CareCredit offers extended plans—up to 60 months—that can be used for services not fully covered by insurance, including cosmetic or elective treatments.

Accessible Payment Solutions at CarolinasDentist in North Carolina

At each of our 14 CarolinasDentist locations across North Carolina, we understand that affordability plays a big role in dental decisions. Whether you’re managing a tight monthly budget or planning for a larger procedure, we’re here to help you navigate your options. From insurance coordination to membership savings to flexible payment options, our team takes the time to explain what’s available—and how it can work for you. Call your nearest location or schedule an appointment online to get started. We’ll walk through your questions, outline a plan, and make sure you feel confident about moving forward.