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How to Find a Dentist That Accepts Your Insurance

dentist that takes my insurance, dental insurance, woman at dental office talking to patient about dental insurance

Navigating dental insurance can be confusing, but finding a dentist who accepts your plan doesn’t have to be stressful. Whether you have a PPO, HMO, or another type of dental insurance, understanding how to choose the right provider can save you time, money, and headaches. At CarolinasDentist, we’re here to make the process simple and straightforward.

Start by Understanding Your Dental Insurance Plan

Before searching for a dentist, it’s important to understand your dental insurance plan. Here are a few key details to look for:

    In-Network vs. Out-of-Network: In-network dentists have agreements with your insurance company to offer services at reduced rates. Out-of-network dentists may still be an option, but you’ll likely pay more out-of-pocket.

    Coverage Details: Review your plan to see what procedures are covered, from routine cleanings and exams to crowns, fillings, and orthodontic treatments.

    Deductibles and Co-Pays: Know how much you’ll need to pay upfront and what your insurance covers after you meet your deductible.

Use Your Insurance Provider’s Tools

Most insurance companies offer online tools to help you find in-network dentists. Check your provider’s website or give them a call to get a list of local dentists who accept your insurance. You can often filter results by specialty, location, and patient reviews.

Ask the Right Questions

Once you’ve narrowed down your options, call the dental offices to confirm they accept your insurance. Here are a few helpful questions to ask:

  • Do you accept my insurance plan?
  • Are you in-network with my provider?
  • Can you help file and track my claims?
  • What services are covered, and what will I pay out-of-pocket?

CarolinasDentist Makes Insurance Easy

At CarolinasDentist, we’re proud to be in-network with many major insurance providers across North Carolina. Our friendly team is happy to file, track, and update your insurance claims, ensuring you get the most out of your benefits. We believe quality dental care should be accessible and affordable, and we’re here to make every step as easy as possible. Contact us today to see if we accept your plan and schedule your next appointment!

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Andrew Callender

Andrew Callender

Regional Director of Operations

Andrew Callender was born and raised in Denver, Colorado, and serves as one of our Regional Directors of Operations at CarolinasDentist, focusing on our Western NC and Charlotte regions. He joined the leadership team in 2025 and earned his degree from Western Colorado University. Andrew brings over 12 years of experience in dentistry, including more than 10 years of progressive leadership in healthcare operations and three years serving as a Regional Director of Operations. He relocated to North Carolina in 2023 and has quickly made an impact across the region.

Andrew is passionate about delivering outstanding patient care through operational excellence. He is committed to fostering an environment that aligns with CarolinasDentist’s values and culture while leveraging diverse perspectives and experiences to support team success and growth. His leadership style is rooted in collaboration, consistency, and continuous improvement.

Outside of work, Andrew enjoys spending time with his wife and their four children. He’s an avid golfer and also enjoys walking his lab, Harper—making the most of his time outdoors with family and fresh air.

Nate Bunyak

Nate Bunyak

Regional Director of Operations

Nate Bunyak brings a little bit of Pittsburgh grit and a whole lot of energy to everything he does. He is one of the Regional Director of Operations at CarolinasDentist focusing on our Triangle region, joining the team in 2026. Originally from Pittsburgh, PA, Nate graduated from Indiana University of Pennsylvania (IUP) with a degree in Marketing and Management—and has been putting both to work ever since. Three years ago, he traded in steel city winters for North Carolina sunshine—and hasn’t looked back.

When he’s not working, Nate is all about family life with his wife, Melissa, and their three kids—Bryce, Molly, and Connor. Whether cheering on their activities, exploring the outdoors, or simply embracing the joyful chaos of a busy household, he makes the most of every moment with his family.

An avid hiker and nature enthusiast, Nate loves adventures that combine fresh air, beautiful views, and lasting memories. That same adventurous, positive spirit carries into his work—he’s driven, all-in, and always ready to take on what’s next.

Jenna Holland

Jenna Holland

Regional Hygiene Director

Jenna Holland is a Fayetteville native and serves as Regional Hygiene Director, joining the leadership team in 2026. She began her career with CarolinasDentist in June 2016 as a dental hygienist in the Fayetteville office after graduating from Fayetteville Technical Community College. Over the years, she has grown within the organization, building strong relationships with both patients and team members while staying rooted in her passion for patient care.

Jenna is deeply committed to promoting overall well-being through oral health and believes in the powerful connection between a healthy smile and a healthy body. In her leadership role, she especially loves mentoring and coaching hygienists, helping them grow in confidence, strengthen their clinical skills, and develop into exceptional providers. She takes pride in supporting her team and fostering an environment of continuous learning and encouragement.

Her best advice for patients is simple: stay consistent with routine check-ups and cleanings to maintain optimal health. Outside of the office, Jenna enjoys traveling—especially to warm, tropical destinations—and is engaged to her high school sweetheart, adding a personal touch to her passion for caring for others.